University of Colorado Medicine

Open Enrollment 2017-18

CU Medicine's annual Open Enrollment begins at 8 a.m. on Monday, April 24, and runs through 4 p.m. Friday, May 12.

This is your three-week window to learn about plan changes, features, comparisons and more so you can select the best options for you and your family.  See the Open Enrollment Sessions for details.

Medical Plan Updates:

  • Benefits double for Chiropractic and Acupuncture Services: These are now considered separate services and CU Health Plan members can get 20 visits for each type of service.
  • Out-of-pocket maximums increase: The new out-of-pocket maximum for the CU Health Plan's Exclusive and Kaiser plans is $7,150 for individuals and $14,300 for families.

Dental Plan Updates:

CU Health Plan will roll out two new dental plans.  The charts below give a high-level look at plan changes. 

 

Current Plan

 

New Plan Major Plan Changes
 CU Health Plan - EPO
CU Health Plan - Essential Dental
  •  Kids under age 13 who are enrolled now receive 100% coverage - excluding orthodontic
  • Implants now covered
  • 100% coverage of periodontal cleanings
  • Co-pay schedule now replaced with $25 annual deductible and coinsurance
  • Orthodontic coverage lifetime maximum reduced from $4,000 to $2,000
  • Adults are no longer eligible for orthodontic benefits
  • Diagnostic and preventive services do not accumulate toward annual benefit maximum
 CU Health Plan - PPO
CU Health Plan - Choice Dental
  •  Kids under age 13 who are enrolled now receive 100% coverage - excluding orthodontic
  • Periodontal cleanings now fully covered
  • Posterior composites now covered
  • Implants now covered
  • Annual deductible has been reduced from $50 to $25 a person
  • Annual benefit maximum has increased from $2,000 to $2,500
  • Orthodontic coverage maximum increased to $4,000 from $2,000
  • Adults are now eligible for orthodontic benefit
  • Diagnostic and preventive services do not accumulate toward annual benefit maximum